Why Clients Choose Us
See how Rodfong Elder Law’s proven track record translates to real results for families like yours.
How will you pay for long-term care without losing everything?
In Ohio, the average cost of nursing home care is $9,390 per month. That’s $112,680 per year. An average stay of 3 years will cost a whopping $338,040!
Most families can’t afford that. Can yours?
Long-term care is by far one of the most significant financial challenges a family will face, and all too often they are totally unprepared for it.
Fortunately, you don’t have to face this challenge alone. We understand this burden and are committed to helping you. We guide families through the complexities of qualifying for Medicaid benefits to help cover care costs.
You don’t have to lose your life savings paying the nursing home.
MedicaidThe key to paying for long-term care
Medicaid is a government program that pays for nursing home care for those who qualify.
Unlike Medicare, which operates as an insurance program, Medicaid is a welfare program with eligibility based on financial need. As a result, income and assets are factors in determining one’s eligibility for Medicaid.
The Medicaid program is confusing and difficult to navigate for those unfamiliar with the rules and regulations. With stringent income and asset limits, endless documentation requirements, and complex eligibility rules, many seniors are denied benefits.
A denial of Medicaid benefits can be a costly blow, often equating to tens of thousands of dollars in out-of-pocket expenses for long-term care. Families are left to bear the heavy financial burden, which can swiftly deplete life savings in a matter of months.
This is where the expertise and guidance of an experienced elder law attorney becomes invaluable. Let Rodfong Elder Law be your guide, providing you with peace of mind that your loved one is protected, even if they are already in a nursing home.
The cost of long-term care can be devastating to a family. Few people can afford to pay for nursing home care very long without losing their entire life savings. Spouses can be left impoverished; inheritances that were being counted on lost; and the senior who needs the care left feeling guilty and helpless.
Medicaid Planning can help you avoid these problems.
Medicaid is a government program that pays for nursing home care. Unfortunately, there are strict financial requirements that must be met before Medicaid will pay and very few people will qualify without strategic planning (what we call “Medicaid Planning”).
The object of Medicaid planning for most families is to qualify their loved one for Medicaid benefits as soon as possible and protect their assets to the extent possible. Our expert team, which includes a Certified Medicaid Planner and Elder Law Attorney, is uniquely qualified to help families achieve these planning goals during a long-term care crisis. In most situations, with the right legal strategies, it is possible to protect assets and still qualify for Medicaid.
We follow a unique 6-step Medicaid Planning Process specifically designed to educate and guide our clients, utilizing cutting-edge asset protection strategies that accelerate Medicaid eligibility and simultaneously protect assets. Our planning process allows for personalized, one-on-one guidance to ensure the proper use of our proven asset protection strategies.
We have successfully guided seniors and their families through this process for more than 25 years, helping them protect their hard-earned savings and receive the care and benefits to which they are entitled. We can make a difference.
Families engage in Medicaid planning for many different reasons, but the most common motivations are as follows:
- Long-term care is very expensive and families want to ensure their loved one receives the care they need which they could not otherwise afford.
- Qualifying for Medicaid is extremely complicated and even simple errors can result in a denial of benefits which can be devastating to the family and their loved one.
- The Medicaid application and review process is time-consuming. Working with our firm can accelerate the process.
- To ensure that the healthy spouse will have the financial resources to remain at home and maintain their standard of living.
- To protect and preserve your family’s assets for the benefit of your loved one, their spouse, and/or their children.
The Medicaid Application Process
Qualifying for Medicaid is only half the battle. Next comes applying for Medicaid and obtaining benefits. The Medicaid application process can be challenging for those unfamiliar with the rules. Every fact asserted in the application must be verified by proper documentation, and the application process can drag on for several months.
The Medicaid regulations are very complex and nearly impossible for the layperson to understand. While qualifying for Medicaid has always been difficult, the Deficit Reduction Act of 2005 has made this process even more challenging by imposing additional restrictions on eligibility. The complicated nature of the Medicaid application process often leads people to submit their loved one’s application with unknown errors. Any misstep risks a delay in approval or, worse, an outright rejection.
Fortunately, you don’t have to go through the application process alone. Our law firm is experienced in managing the mind-boggling, complex maze of Medicaid paperwork and the frustration that accompanies it. Our expert team will guide you step-by-step through the application process from beginning to end. We will handle all communications with the Medicaid office, thereby removing you as much as possible from the application process. Let us remove the stress and provide you with peace of mind.
You might wonder why you need an experienced elder law firm to assist you in applying for Medicaid. In this day and age things can get very complicated. With nursing home costs exceeding $100,000 per year, you simply cannot afford to make mistakes. We have successfully handled over 1,500 Medicaid applications for our clients. We know the rules and how to navigate the system effectively. By letting us deal with the government for you, you can sleep better at night with the peace of mind that comes from knowing that we are taking care of everything for you.
Ohio's Premier Elder Law Firm for Medicaid Long-Term Care Planning
We pride ourselves on being able to use legal strategies under the Medicaid spend-down rules to advise you and assist you in qualifying for Medicaid benefits while still safeguarding your hard-earned savings.
At Rodfong Elder Law, we simplify the Medicaid eligibility, application, and approval process to alleviate much of your stress and anxiety. We offer more than just sound advice – we provide peace of mind!
Even if you have a loved one already in a nursing home, we can help!
Call us at (330) 965-9190 or click here to schedule a free consultation today.
Start with a Free Consultation
Is your loved one currently in a nursing home, or preparing to make the move? We are here to support you every step of the way. Getting started is simple:
Click on the “Get Started Now” button and provide a few details about your situation. One of our friendly team members will reach out to schedule your consultation.
OR
Call us directly at (330) 965-9190 to schedule your free consultation. Be sure to have the basic details about your loved one’s situation ready to help us assist you more efficiently.
We look forward to guiding you through this important decision with compassion and expertise.